Programs & Services

Housing programs are open and available to eligible City of Lorain, owner-occupied residents only. Subject to fund(s) availability.

Home Repair Program

Home Repair Program Brochure

Programa de Reparacion en el Hogar

Applications are available.

Eligible Repairs

  • Code Violations
  • Structural Hazards: leaking roof, rotted or unsafe floors, ceilings, walls, stairs, etc.
  • Electrical and other fire hazards
  • Gas Lines
  • Roof Repair/replacement, gutters
  • Repair/Replacement of heating systems/HVAC
  • Repair of air conditioning systems (Must be medically related with doctor’s notifications)
  • Plumbing (includes, water tank and waterlines which may include branch lines and well pump repair or replacement) and sewer/septic repair

Ineligible Repairs

  • Additions
  • Fences
  • Fireplaces (unless posing a fire hazard)
  • Garages
  • Landscaping

Eligible Accommodations:

  • Ramps, Grab bars, Door widening, Level door knobs/faucets, Assisted technology devices, Toilets
Maximum Eligible Area Median Income (AMI) 
  • 80% or below AMI

*EFFECTIVE June 1, 2019*

  • If a household income is at or below 60% AMI, 100% of the loan will be deferred and forgiven over 5 years. 
  • If a household income is above 60% AMI but at or below 80% AMI, 20% of the total loan will be payable over the 5 year loan term. 80% of the total loan is deferred and forgiven during the 5 year loan term.

Public Service 

Public service funding is available for qualified non-profit organizations interested in providing services that address one or more of the public service needs outlined below* and in the City's Five-Year Consolidated Plan 2020/2021-2024/2025 (Con Plan). The Pocket Program is a facet of the City of Lorain's public service programs designed to allow grants to be more manageable for nonprofit organizations with less than $50,000 annual revenue or typically organizations that file a 990-EZ.

Public Service Meeting Presentation (07.26.21)

Public Service Application

Pocket Program Application

Applications are due by November 1, 2021 at 3:00 PM
Qualified Programs:
  • New services
  • quantifiable increase in the level of an existing service
Qualified Uses:
  • Labor
  • Materials 
  • Supplies
  • Operate and/or maintain the portion of a facility in which the public service is located 
  • Political Activities
  • Income Payments
Eligibility Activities:
  • Energy Conservation
  • Educational Programs*
  • Services for Senior Citizens*
  • Service for Homeless Persons*
  • Crime Prevention and Public Safety
  • Employment Services*
  • Childcare Services
  • Youth Services*
  • Substance Abuse Services
  • Veteran Services*
  • Legal Services*
  • Public Transporation Services*
  • Mental Health Services*

Weatherization Program
(Furnace & Hot Water Tank Repair and Replacement)

For more information contact:


Lead Abatement Program

For more information contact:
Erie County Health Department