Department of building, housing and Planning programs:

Emergency Home Repair  Grant/Loan Program- -

Eligible Repairs:

  • Code violations;
  • Structural hazards: leaking roof, rotted or unsafe floors, ceilings, walls, stairs, etc;
  • Electrical other fire hazards;
  • Roof Repair/replacement and/or gutters;
  • Repair/Replacement of heating systems;
  • Repair/Replacement of air conditioning systems (must be medically related with doctor’s notifications); and
  • Water sources, plumbing (includes main water line which may include branch lines and well pump repair or replacement) and sewer/septic repair

Ineligible Repairs: garages; fences; fireplaces unless posing a fire hazard; landscaping, and additions.

Maximum Loan/Grant- $7,500.00

Maximum Eligible Area Median Income(AMI) - 80 Percent or below  AMI

2.  Homeowner Accessibility Grant Program (HAP)- -  

A one -time only grant program, HAP is targeted towards owner-occupied homeowners with disabilities, and seeks to assist with making a home more accommodating for the disability/disabilities confronting the homeowner.

Eligible Accomodations

  • Ramps;
  • Grab bars;
  • Accessible door knobs and faucets;
  • Assistive technogy devices for the home; and
  • Toilets and showers 

MAXIMUM GRANT AMOUNT- $1,500.00

MAXIMUM ELIGIBLE AREA MEDIAN INCOME (AMI)-  50 percent or below AMI

**Programs are open and available to eligible City of Lorain, owner-occupied residents only.  Subject to fund(s) availability.