- Building, Housing and Planning
- Programs & Services
Programs & Services
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Housing programs are open and available to eligible City of Lorain, owner-occupied residents only. Subject to fund(s) availability.
HOME Rehabilitation Loan Program
|The City of Lorain’s new HOME Rehabilitation Loan Program affords eligible low-and-moderate income homeowners to make repairs on their home to improve the quality of their lives and create a positive effect in the surrounding neighborhood. The program provides up to $45,000 of home rehabilitation to owner-occupied houses in the City of Lorain. |
Applications are available by calling 440-204-2020 to speak with a member of the Housing Division.
Roof & Gutter Program (formerly Home Repair)
Please Call: 440-204-2020 for an application and brochure.
Maximum Eligible Area Median Income (AMI)
EMERGENCY ASSISTANCE PROGRAMS
The Emergency Assistance Program is designed to aid in mitigating the risk of housing instability in the City of Lorain due to financial hardships caused by or exemplified by the coronavirus pandemic. The City of Lorain and the Lorain County Urban League have designed a program to provide mortgage, rental, and/or utility assistance to low-to-moderate income Lorain residents who are facing risk of eviction, foreclosure, and/or disconnection of utility services to maintain safe, adequate, and stable housing while preventing homelessness.
If you are interested in applying for any of these programs, please contact:
Lorain County Urban League
Designed to help low-to-moderate income Lorain homeowners who have been negatively impacted by the COVID-19 pandemic pay their mortgage.You can receive up to 3 months of assistance, including up to 6 months of arrears or $15,000 (whichever comes first).
Rental AssistanceDesigned to help low-to-moderate income Lorain residents who have been negatively impacted by the COVID-19 pandemic pay their rent.
You can receive up to 3 months of assistance, including up to 6 months of arrears or $5,000 (whichever comes first).
Utility assistance is a one-time assistance for gas, electricity, and/or internet (must be hardwired) for City of Lorain residents negatively impacted by the COVID-19 pandemic up to $1,000. Due to the wide array of assistance available for utility services, applicants must also demonstrate their inability to maintain a payment play or receive assistance from other providers, including the utility provider.
FY 2022 Income Limits
Cleveland-Elyria, OH MSA
Extremely Low (30%)
|1||$17,950 or less||$17,951 - $29,900||$29,901 - $47,850|
|2||$20,500 or less||$20,501 - $34,200||$34,201 - $54,650|
|3||$23,050 or less||$23,051 - $38,450||$38,451 - $61,500|
|4||$25,600 or less||$25,601 - $42,700||$42,700 - $68,300|
|5||$27,650 or less||$27,651 - $46,150||$46,151 - $73,800|
|6||$29,700 or less||$29,701 - 449,550||$49,551 - $79,250|
$31,750 or less
|$31,751 - $52,950||$52,951 - $84,700|
$33,800 or less
|$33,801 - $56,400||$56,401 - $90,200|
Lead Abatement Program
For more information contact: