Programs & Services

Housing programs are open and available to eligible City of Lorain, owner-occupied residents only. Subject to fund(s) availability.

Home Repair Program

Home Repair Program Brochure

Programa de Reparacion en el Hogar

Applications are available.

Eligible Repairs

  • Code Violations
  • Structural Hazards: leaking roof, rotted or unsafe floors, ceilings, walls, stairs, etc.
  • Electrical and other fire hazards
  • Gas Lines
  • Roof Repair/replacement, gutters
  • Repair/Replacement of heating systems/HVAC
  • Repair of air conditioning systems (Must be medically related with doctor’s notifications)
  • Plumbing (includes, water tank and waterlines which may include branch lines and well pump repair or replacement) and sewer/septic repair

Ineligible Repairs

  • Additions
  • Fences
  • Fireplaces (unless posing a fire hazard)
  • Garages
  • Landscaping

Eligible Accommodations:

  • Ramps, Grab bars, Door widening, Level door knobs/faucets, Assisted technology devices, Toilets
Maximum Eligible Area Median Income (AMI) 
  • 80% or below AMI

*EFFECTIVE June 1, 2019*

  • If a household income is at or below 60% AMI, 100% of the loan will be deferred and forgiven over 5 years. 
  • If a household income is above 60% AMI but at or below 80% AMI, 20% of the total loan will be payable over the 5 year loan term. 80% of the total loan is deferred and forgiven during the 5 year loan term.

Small Business Stabilization Program 

Duplication of Benefits

The purpose of the SBSP is to help businesses prevent, prepare for or respond to coronavirus and the related economic downturn and recovery. Businesses are eligible to receive forgivable, no-interest loans, designed to help local businesses avoid financial hardship, remain in operation, and/or re-open after the state-mandated non-essential business shutdown. Storefront businesses are eligible to use SBSP funds to assist with rent/mortgage expenses, utility costs, payroll, and/or to retrofit their place of business under state and county public health guidelines. Home-based businesses are eligible to use SBSP funds for general operating costs, not including rent/mortgage, utilities, and/or payroll. Expenses before March 22, 2020, are not eligible for a storefront or home-based businesses.

Storefront Applications

Application for Payroll Assistance

Application for Rent/Mortgage Assistance

Application for Utility Assistance

Application for Retrofit Assistance

Home-based Applications 

Application for Home-based Business Assistance

Public Service 

Public Service Meeting:
Monday, July 26, 2021 @ 5:00 PM
Police Conference Room - First Floor
200 W. Erie Ave
Lorain, OH 44052

This meeting will also be broadcasted virtually. 
Please register here.

Public service funding is available for qualified non-profit organizations interested in providing services that address one or more of the public service needs outlined below* and in the City's Five-Year Consolidated Plan 2020/2021-2024/2025 (Con Plan). The Pocket Program is a facet of the City of Lorain's public service programs designed to allow grants to be more manageable for nonprofit organizations with less than $50,000 annual revenue or typically organizations that file a 990-EZ.

Public Service Application

Pocket Program Application

Applications are due by November 1, 2021 at 3:00 PM
Qualified Programs:
  • New services
  • quantifiable increase in the level of an existing service
Qualified Uses:
  • Labor
  • Materials 
  • Supplies
  • Operate and/or maintain the portion of a facility in which the public service is located 
  • Political Activities
  • Income Payments
Eligibility Activities:
  • Energy Conservation
  • Educational Programs*
  • Services for Senior Citizens*
  • Service for Homeless Persons*
  • Crime Prevention and Public Safety
  • Employment Services*
  • Childcare Services
  • Youth Services*
  • Substance Abuse Services
  • Veteran Services*
  • Legal Services*
  • Public Transporation Services*
  • Mental Health Services*

Weatherization Program
(Furnace & Hot Water Tank Repair and Replacement)

For more information contact:


Lead Abatement Program

For more information contact:
Erie County Health Department